LukaRápida
LukaRápida, launched by IRVANDIANSYAH RAMANDA, provides fast and direct personal loans — no intermediaries, fully online, and with quick approval. Submit your information and instantly receive a personalized offer with a clear repayment plan. Borrowing has never been this simple and efficient.
About Us
Your fast loan, your immediate peace of mind.
Irvandiansyah Ramanda is a fintech company headquartered in Indonesia, dedicated to providing convenient, secure, and transparent personal credit loan services for the Chilean market. Through our app LukaRápida, users can quickly apply for and receive loans to meet various daily financial needs.
Our goal is to simplify financial services by leveraging technology to optimize the lending process, allowing users to get timely assistance without complicated procedures. We value user experience and always put customers at the center, providing reliable credit support for users in Chile.
Fast Application
Users can complete the loan application in just a few simple steps—no complex paperwork required. Submit in minutes.
Quick Disbursement
Once approved, funds are transferred to the user’s account quickly—ideal for urgent financial needs.
Secure & Reliable
Advanced encryption and risk control technology ensure data and financial security. Trusted and compliant service.
Fully Digital Process
From application to approval and disbursement—everything is done online. Apply anytime, anywhere.
Our Track Record
Thousands across Chile
Approved in 24h
Millions in CLP
How It Works
Register with Phone
Quickly register your personal account using your mobile phone number. The process is simple and straightforward. Your phone number serves as both your login credential and a key element for ensuring account security.
Verify Identity
Fill in your basic personal details such as your full name, ID number, and contact information, and upload valid identity documents. Our strict verification process ensures that all users are legitimate and helps maintain a secure and compliant lending environment.
Link Bank Account
To enable smooth disbursement and repayment, you will be guided to securely link your personal bank account. All data is encrypted during transmission, guaranteeing both privacy and the safety of your funds.
Submit Loan Application
Based on your submitted information, the system will assess your credit profile and determine your loan amount and repayment term. After reviewing and confirming the details, you can submit your application instantly. The entire process is fast, transparent, and requires no manual paperwork.
Manage Repayments
When your repayment is due, simply tap the “Repay” button in the app, and you will be redirected to a third-party payment platform to complete the transaction. You can also view your repayment schedule and history at any time. Timely repayment helps build your credit profile and may qualify you for better loan terms in the future.
Frequently Asked Questions
How do I apply for a loan?
Simply register, verify your identity, and link your bank account. The system will assess your loan limit and term automatically. You just need to confirm and submit.
What documents are required for a loan?
You need to provide a valid ID, basic personal details, and a valid bank account.
How long does it take to receive the loan?
Once approved, the funds are usually disbursed the same day, sometimes within minutes.
What happens if I miss a payment?
Late payments may affect your credit record and incur penalties. Timely repayment is strongly recommended.
Can I apply for another loan?
Yes. Once your current loan is fully repaid, you can apply again and your limit will be reassessed.
How do I repay the loan?
When your repayment is due, simply tap the "Repay" button in the app. The system will redirect you to a third-party payment platform to complete the transaction. Please repay on time to avoid late fees.
Contact
Address
Jl. Pertanian
Kel. Cipayung Jaya, Kec. Cipayung
Kota Depok - 16437
Indonesia(ID)